Uprova loans legit - LendingPoint personal loans range from $2,000 to $36,500; Georgia loans have a minimum loan amount of $3,500. Repayment terms range from 24 to 60 months—or two to five years.

 
Understanding Personal Loan Rejection Reasons. Personal loans are a common source of funding used by millions of consumers. By the fourth quarter of 2022, more than 22.5 million consumers had at least one unsecured personal loan. These types of loans are popular because they can provide the necessary funds to cover various …. Mark mills wikipedia

Uprova is a tribal lending entity owned and operated by the Habematolel Pomo of Upper Lake, California. It offers fast, bad credit loans between $300 and $5,000, with APRs ranging from 34.5% to 35.99%. Customers appreciate Uprova's affordable tribal loans as an emergency solution, avoiding expensive payday advance loans.Summary. Deciding to refinance a personal loan can save money, lower monthly payments, and simplify your finances. However, it’s crucial to assess your current financial situation, goals, and the terms of the new loan before deciding to refinance any loan. Carefully weighing the benefits, any potential fees, and impacts to your existing …Add your personal loan as a budget line item so you can prioritize paying it off. 2. Look for side gig opportunities. It can be difficult to pay off a loan when your paycheck is already stretched thin. While it might be difficult to earn more at your current job, you could consider taking on a side gig or using your unique skills to earn a ...Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova has 5 stars! Check out what 19,683 people have written so far, and share your own experience. | Read 6,781-6,800 Reviews out of 16,699. ... For far too long, consumers have been stuck with a choice of predatory loans or no money at all. As an alternative, Uprova offers easy-to-access personal installment loans, utilizing our proprietary ...Add your personal loan as a budget line item so you can prioritize paying it off. 2. Look for side gig opportunities. It can be difficult to pay off a loan when your paycheck is already stretched thin. While it might be difficult to earn more at your current job, you could consider taking on a side gig or using your unique skills to earn a ...Risk and Borrowing Costs: Secured personal loans are considered less risky for lenders, leading to lower interest rates. Conversely, unsecured loans carry higher interest rates due to the greater risk faced by lenders. However, they carry less risk for the borrower. Eligibility Criteria: Secured personal loans may be more accessible to ...Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova has 5 stars! Check out what 19,683 people have written so far, and share your own experience.They might be able to help with smaller loans or emergency needs. Also some online platforms offer quick loans but be careful of high interest rates, they can cause problems fast. Uprova. Literally the only person who didn't turn me away. Consider exploring online lenders for payday loans tailored to bad credit.We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected]. Thank you! howard chin. 7 reviews.First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds.One benefit to choosing personal loans over credit cards is the predictability they offer in terms of repayment. Personal loans come with a fixed term and fixed monthly payments, allowing for better budgeting and financial planning. Unlike credit cards, which often have variable interest rates and minimum payments that can change, personal ...This could lead to legal battles over jurisdiction and loan regulations. 5. Lawsuit against Uprova by Debt Collector: Debt Collection Practices: While less likely, Uprova could face lawsuits from debt collectors if borrowers default on their loans. These lawsuits would typically focus on collecting the outstanding debt but could also involve ...That's why we've put together this list of our picks for the best online lenders, including options for debt consolidation, home improvement, good credit and building credit. Check your Approval Odds for a loan Get Started. Best for good credit: SoFi. Best for home improvement: LightStream. Best for customer-friendly features: Discover.Whether you're facing an unexpected emergency or need help financing a major purchase, a personal loan can get you the cash you need. Traditionally, when you needed money, you would visit your local bank or credit union for a loan; while this is still an option, more and more people are turning to online lending […]Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.For example, if you took out a personal loan to cover a home improvement project and your contractor raises the price, you may need to take out more funding. It is possible to have multiple personal loans at the same time. However, several factors will determine if you qualify for additional funding and if it’s the best option for you.Manage your account 24/7, request additional funds, make changes to your payment dates, and more! Be sure to check your junk or spam folders and add [email protected] to your address book/whitelist our domain to ensure you receive our messages.Personal Loans and Debt Prioritization. Personal loans can help with debt prioritization by removing the decision all together. When you take out a personal loan, the lender will provide you with a lump sum in your bank account, which can be used for a wide range of expenses, including debt repayment. You can calculate the total sum of your ...3. Uprova Loans may have limited loan amounts available, which could restrict larger borrowing needs. 4. Borrowers may experience longer processing times due to the necessary verification steps taken by Uprova Loans. 5. Late payment or default on a loan from Uprova Loans can result in additional fees and negatively impact credit scores.When you apply for a personal loan at Uprova.com, you will receive an approval decision within seconds of submitting your request. How much you qualify for depends on a number of factors, but you can request up to $5,000. You can request another loan once you repay your loan by reapplying using your customer login or call customer …Prioritize your financial well-being while being empathetic to your family member's situation, and you'll find the right balance between providing help and maintaining financial security. If you need personal loan funding, Uprova can help. You can request up to $5,000 in funding online. Approval decisions are made in minutes, and if ...Hi, L! We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected]. Thank you!LightStream: Best for Home improvement loans. SoFi Personal Loan: Best for Personal loans for good to excellent credit. Upgrade: Best for Personal loans for bad to fair credit. Upstart: Best for ...First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds. Your loan may be repaid at any time without penalty.If you are looking for personal loans or quick loans, you should always ask yourself these 10 questions before you proceed. If you are using a loan to pay off debt, there is also d...Benefits of Personal Loan Refinancing. Lower Interest Rates: One of the most significant advantages of refinancing is the potential to secure a loan with a lower interest rate. A reduced interest rate can significantly decrease the overall cost of borrowing, saving you money in the long run. Lower Monthly Payments: By extending the loan term or ...Getting a new car (or just new to you) can be exciting, but it also brings some pressure if you don’t have the funds to pay for the car outright — and most people don’t. The proces...Credit Union: Alliant Credit Union. Fair Credit: Rocket Loans. Bank: Citibank. Short-Term Loans: Oportun. Instant approval and same-day funding are not guaranteed with any reputable lenders, but the companies listed above give you the best shot. Other instant loan options exist, too, but most are not worth applying for.May 5, 2023 · When paying off personal loans early might not be the best option. 1. You have a low interest rate. If you have a low interest rate on your personal loan, you might not want to pay off your personal loan right away. If you have your money in a brokerage account earning a high yearly return or earning money from a money market account, you might ... Quick and easy. I love the easy no hassle process of getting your money. They deposit the money right away depending on your preference. Everything is quick after your initial setup. Date of experience: 29 April 2024. Useful. Share. Read 2 more reviews about Uprova. CW.Uprova ended up charging me 400% interest on my loan. I have been making biweekly payments of $251 since November of last year and still owe $995! These interest rates are illegal and predatory.just.loans Review. The Scam Detector website Validator gives just.loans a medium-risk trust score on the platform: 64.8.It signals that the business is best defined by the following tags: Known. Vetted. Low Risk.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues.QuickBridge - Best for Fast Business Loans. OnDeck - Best for Short-Term Business Loans. American Express® Business Line of Credit - Best for Business Lines of Credit. Wells Fargo - Best ...Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova has 5 stars! Check out what 19,564 people have written so far, and share your own experience. | Read 21-40 Reviews out of 16,606 I did not know I was taking a predatory… I did not know I was taking a predatory loan. I needed to take quick loan of a $1000omnialoans.com: Loans. As omnialoans.com belongs to the Loans niche, we evaluated the validity of this claim—we have doubts. We tried to extract some content from the website to see what they say about themselves. Here's the conclusion: Receive a loan of up to $10,000 with OmniaLoans as early as then next business day.What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola. That factors in expenses like flowers, cake, catering, and more. Having a small, affordable wedding that … From debt consolidation to an emergency expense, we’re confident that Uprova has a lending option for you. Uprova has 5 stars! Check out what 19,695 people have written so far, and share your own experience. | Read 9,261-9,280 Reviews out of 16,706. Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.LightStream: Best for Home improvement loans. SoFi Personal Loan: Best for Personal loans for good to excellent credit. Upgrade: Best for Personal loans for bad to fair credit. Upstart: Best for ...Great fast money! This is my 2nd loan with WithU Loans. I pay off immediately which saves in interest-but this company is so great and customer service helps with any questions you have. Great 5 star company and customer service! Date of experience: April 26, 2024. Useful.Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Jan 11, 2024 · The best APRs for Uprova installment loans range from 34.5% to 35.99%. Uprova installment loans are made for borrowers with bad credit, so the interest rate is higher to offset the risk of default. It is highly recommended that you verify the interest rate for any loan offer before signing a loan contract. A recent customer review of Uprova on ... Log in to your Uprova account and access your online installment loan anytime, anywhere. Uprova offers fast, simple and secure tribal loans for all credit types. Same thing happened to me. I received a letter from Uprova and didn’t apply, I thought it was a scam too. I called the customer service and since the loan was denied they couldn’t help me. I filed a complaint and also left a Google review. I was finally able to speak to someone else and sure enough someone used my information. Learn more about the personal loan approval process and how it works. A personal loan is a quick and convenient way to get money to cover a wide range of expenses from home improvements to car repairs and emergency bills. There are many personal loan lenders, but lender qualifications vary from lender to lender. Learn […]May 5, 2023 · When paying off personal loans early might not be the best option. 1. You have a low interest rate. If you have a low interest rate on your personal loan, you might not want to pay off your personal loan right away. If you have your money in a brokerage account earning a high yearly return or earning money from a money market account, you might ... Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Yikes, but only place to get that kind of big money for that cheap. Credit Cards. FIT Mastercard, Indigo Mastercard, Mission Lane Visa, Reflex Mastercard, Fortiva Mastercard - All unsecured credit cards for bad credit. Give you $300-$400 credit limits. But beware, they have horrible fees. Annual fees, some monthly fees.Conclusion. In conclusion, it appears as though Uprova is truly a loan company who can help you receive funds quickly. The only potentially negative things people discussed were the interest rates, and wished they had read the fine print before signing up with Uprova. It may be best before signing up with any company, to read the fine print.Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova is an easy-to-use resource for safe online personal loans that help people meet unexpected emergencies and cash-flow needs quickly and easily. We are a prime …Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts up to $100,000.Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova has 5 stars! Check out what 19,230 people have written so far, and share your own experience. | Read 3,761-3,780 Reviews out of 16,341 ... Legit company. Legit company , thank you very much. Date of experience: September 08, 2023. Reply from Uprova ... Convenient with next day funding! No questions asked and only verified my bank ...Taking out tribal loans from companies like Uprova or Lendumo can indeed lead to significant financial challenges due to their high-interest rates and often predatory lending practices. These types of lenders typically operate under Native American tribal sovereignty, which can sometimes exempt them from certain state and federal lending regulations.What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola.All trademarks, service marks, and registered marks are the properties of their respective owners. Quick Credit loans are NOT available in all states. * First-time customers typically qualify for loan amounts between $1,000 and $3,000, with APRs between 185% and 225%. Refer to Pricing for additional details.Uprova has 5 stars! Check out what 17,873 people have written so far, and share your own experience. | Read 21-40 Reviews out of 15,307. Do you agree with Uprova's TrustScore? Voice your opinion today and hear what 17,873 customers have already said. Categories Blog Log in For businesses.Women hold an average of $31,276 in student loan debt, requiring them to pay a monthly loan payment of $307 after graduation, according to the AAUW. Women who earn a bachelor’s degree can expect to earn an average salary of $35,338, making it difficult to meet their student loan obligations. According to the same report from the AAUW, one ...View customer complaints of Uprova Credit, LLC, BBB helps resolve disputes with the services or products a business provides.There are three main ways to get a student loan. These include federal loans from the government, private loans from third parties and loans from family members. One of the most im...Credit and Loans; Debt; The Federal Trade Commission is sending 26,698 checks totaling more than $970,000 to consumers who were harmed by a deceptive payday lending scheme that operated under the names Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending.Title loans, also called cash title loans, offer cash advances to those needing additional money fast. Title loan stores are popping up all around the country. Each city typically ...The Loan Agreement is a contract between you and Uprova Credit, LLC, that includes information required by Tribal law. It outlines the financial terms of the consumer loan, including the cost of the loan, the dollar amount of the loan, annual percentage rate, the method of repayment, and the schedule of repayment.Uprova subprime loans are designed to help you meet short-term borrowing needs, such as for car repair, medical care for you or your family, or travel expenses in connection with your job. These loans are an expensive form of credit and are not intended to provide a solution for long-term credit or other financial needs. Alternative forms of ...Whether you're facing an unexpected emergency or need help financing a major purchase, a personal loan can get you the cash you need. Traditionally, when you needed money, you would visit your local bank or credit union for a loan; while this is still an option, more and more people are turning to online lending […]Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Benefits. Flexible: Personal loans provide you with the freedom to allocate the amount you borrow to various moving expenses, such as packing supplies, transportation, and temporary accommodations. Predictable Repayment: Personal loans come with fixed interest rates and monthly payments, making it easier to budget and plan for repayment over time.Credit card loans are based on your existing credit limit you have with the company. You don’t need to apply, and borrowers receive funds through direct deposit or mailed check. If your credit card company offers credit card loans, they will tell you how much you can borrow and provide you with an interest rate based on your spending habits ...Prioritize your financial well-being while being empathetic to your family member's situation, and you'll find the right balance between providing help and maintaining financial security. If you need personal loan funding, Uprova can help. You can request up to $5,000 in funding online. Approval decisions are made in minutes, and if ...A bumper replacement could cost $900. Replacing an oil pump would cost about $820. If your catalytic converter is broken and can't be saved, you'll pay as much as $900. The cost for a full set of new bearings could be over $1,000. A new radiator costs an average of $1,333. A deep scratch in the paint: roughly $1,500 to fix.Updated May 01, 2024. Reviewed by. Cierra Murry. Fact checked by. Ward Williams. According to our research, Upgrade is the best provider for bad credit loans because it offers a high borrowing ...Manage your account 24/7, request additional funds, make changes to your payment dates, and more! Be sure to check your junk or spam folders and add [email protected] to your address book/whitelist our domain to ensure you receive our messages.Easy Tribal Loans. The process of applying for our fixed term installment loans or our payday loan alternative is fast, easy, and secure. New customers can apply directly on our site, and returning customers can easily re-apply online for their next loan. Our underwriting team will provide a decision moments after a borrower submits his or her ...Uprova has 5 stars! Check out what 19,664 people have written so far, and share your own experience. | Read 6,201-6,220 Reviews out of 16,682 ... Uprova offers easy-to-access personal installment loans, utilizing our proprietary scoring system to offer our borrowers credit products. From debt consolidation to an emergency expense, we're ...Uprova is unable to offer you a loan at this time, please feel free to apply with our affiliate, Mountain Summit Financial! Apply Now. Apply Now. Continue with Uprova. Questions? Please call us at 866-362-3444 Questions? 866-362-3444. Login. Back. Let's get to know you a little better ...Ascend Loans, LLC et al. Filed: March 20, 2023 § 1:23-cv-01722. • Read Complaint. A class action claims the operators of online lender AscendLoans.com are engaged in a "rent-a-tribe" scheme whereby they've issued to Illinois residents "predatory" loans with illegal interest rates. Defendant (s)About 32% of workers run out of cash before payday. Salary advance loans have gained popularity in recent years to bridge short-term financial gaps. These loans provide individuals with the opportunity to access a portion of their upcoming salary in advance. More than 33% of Americans have signed up for at least one cash-advance app.Uprova is one of the newest direct tribal lenders, now providing online installment loans of $300 to $5,000. They are a tribal loan lending entity operated and owned by the Habematolel Pomo Indian Reservation. APRs will average around 35%, and lending terms last 9 to 38 months.Quick and easy. I love the easy no hassle process of getting your money. They deposit the money right away depending on your preference. Everything is quick after your initial setup. Date of experience: 29 April 2024. Useful. Share. Read 2 more reviews about Uprova. CW.3. You have other more expensive debt. Paying off personal loans early makes sense if it’s your only debt or if it’s your highest interest debt. However, if you have other high-interest debt, like credit cards, you might want to consider tackling that debt first to save more money on interest and boost your credit score.11 lenders like Advance America. For overdraft feature: Chime SpotMe. For larger daily amounts: Earnin. For credit building: Cleo. For no paid membership advances: Albert. For payment flexibility: Brigit: Brigit. For fair credit personal loans: Avant. For bad credit personal loans: OneMain Financial. For multiple money needs: Cash App.

Hi, L! We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected]. Thank you!. 84 lumber in amarillo texas

uprova loans legit

The best APRs for Uprova installment loans range from 34.5% to 35.99%. Uprova installment loans are made for borrowers with bad credit, so the interest rate is higher to offset the risk of default. It is highly recommended that you verify the interest rate for any loan offer before signing a loan contract. A recent customer review of Uprova on ...Uprova. About this page. Store ratings are based on customer reviews and other data from Google and/or its partners. Information on shipping, returns, and support is based on customer reviews and surveys, and sometimes provided directly by sellers. Learn more. Ok. 4.8 (15,204 store reviews)Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.Uprova has 5 stars! Check out what 17,873 people have written so far, and share your own experience. | Read 21-40 Reviews out of 15,307. Do you agree with Uprova's TrustScore? Voice your opinion today and hear what 17,873 customers have already said. Categories Blog Log in For businesses.Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000.This organization is not BBB accredited. Credit and Debt Counseling in Upper Lake, CA. See BBB rating, reviews, complaints, & more.One benefit to choosing personal loans over credit cards is the predictability they offer in terms of repayment. Personal loans come with a fixed term and fixed monthly payments, allowing for better budgeting and financial planning. Unlike credit cards, which often have variable interest rates and minimum payments that can change, personal ... Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000. All Blogs on: Auto Loan Take control of your financial health. Avoid Most Common Expensive Car Mistakes. ... Uprova has a lending option for you. Bringing accountability and transparency to online lending. Check your rate without impacting your FICO® score! Check My Rate Check My RateUpgrade personal loan amounts are based on the applicant's credit profile and generally range from just $1,000 to $50,000. However, most loan amounts are limited to $25,000 or less. Borrowers in ...W6LS, Inc. dba 'WithU' and 'WithU Loans' is an online lending solutions company owned and operated by the Otoe-Missouria Tribe of Indians ("Tribe"). The Tribe has lived in the Missouri River Valley since the 1600's and was the first tribe to meet with Lewis and Clark in 1804. WithU Loans was conceived as part of the Tribe's economic development ...First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds.The loan paperwork typically takes an hour or less to complete, and you can have your funds deposited into a linked checking account within one business day. 1. MoneyMutual. Short-term loans up to $5,000. Online marketplace of lenders. Funds available in as few as 24 hours. Simple online form takes less than 5 minutes. Hi, Carly! We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected]. Thank you! Applications approved by 4:30 PM EST Monday through Friday are typically funded the next business day. Uprova Credit, LLC may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time Uprova Credit, LLC customers may qualify for a loan of $300 up to $5,000. 34.99% to 99.99%, depending on your state. Loan Amount Range. $500 to $10,000 (up to $10,500 in CA) Show Pros, Cons, and More. The bottom line: NetCredit is a decent option for borrowers who don't ...TitleMax car and motorcycle title loans are available in 17 states. Unlike many other loan options, you don't need a good credit score or a bank account to qualify for a title loan.Bad credit borrowers welcome! Does the product live up to the promises? Read on to find out. Hot take: Uprova is a tribal lender that offers short-term personal ….

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